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    Indian online merchants cannot store credit card information from 2022 (rbi.org.in)

    See https://news.ycombinator.com/item?id=29587752


    This is actually a good thing. Think of it like Apple's email masking service - Merchants can only store a tokenized version of your credit card instead of the real card details. I say this is a good thing after having worked with many E-Commerce shops in India as a consultant. Most of them barely know a thing about security, let alone about PCI DSS compliance.

    I have worked with shops that stored the entire credit card number in PLAIN TEXT!. Not just credit cards, even their users' passwords. This also explains why many of them got and still get hacked from time to time. Even credit card processors got hacked due to this. Lot of shitty ones in the Indian market actually.

    The root cause of this, not to cause language flame wars here, but is most of the shops use script kiddos with just basic PHP knowledge. Bare minimum, they're recent fresh college grads who just know how to consume data from a form using PHP using GET and POST, that's it. Most of the code I've worked with just consumes this directly instead of stripping/processing it and end up introducing SQL injection attacks. Atleast, if they used a framework, this would be provided by default for free, but many of the developers hardly know about even MVC.

    (As an aside) - As a personal mission, I started touring around the country teaching college kids for free about basics of web development, security, etc. But, still, I have a long way to go.

    Well folks, that's it for today's note on why this was a good move. Have a nice day!

    Edit: Some of the recent hacks that were not made public widescale like they should've been:

    1. Domino's Pizza India (Yes, the international pizza chain)

    2. BigBasket (Largest online grocery ordering App)

    3. PayTm (One of the largest, if not the largest digital payments app in India)

    comment 50 comments

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    Eric Jones calendar_today

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    Eric Jones calendar_today

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    PS: The studies show 7 out of 10 visitors don’t hang around – you can’t afford to lose them!
    Web Visitors Into Leads offers a FREE 14 days trial – and it even includes International Long Distance Calling.
    You have customers waiting to talk with you right now… don’t keep them waiting.
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    E
    Eric Jones calendar_today

    To the bitcompact.com Webmaster. my name’s Eric and I just ran across your website at bitcompact.com…

    I found it after a quick search, so your SEO’s working out…

    Content looks pretty good…

    One thing’s missing though…

    A QUICK, EASY way to connect with you NOW.

    Because studies show that a web lead like me will only hang out a few seconds – 7 out of 10 disappear almost instantly, Surf Surf Surf… then gone forever.

    I have the solution:

    Web Visitors Into Leads is a software widget that’s works on your site, ready to capture any visitor’s Name, Email address and Phone Number. You’ll know immediately they’re interested and you can call them directly to TALK with them – literally while they’re still on the web looking at your site.

    CLICK HERE https://advanceleadgeneration.com to try out a Live Demo with Web Visitors Into Leads now to see exactly how it works and even give it a try… it could be huge for your business.

    Plus, now that you’ve got that phone number, with our new SMS Text With Lead feature, you can automatically start a text (SMS) conversation pronto… which is so powerful, because connecting with someone within the first 5 minutes is 100 times more effective than waiting 30 minutes or more later.

    The new text messaging feature lets you follow up regularly with new offers, content links, even just follow up notes to build a relationship.

    Everything I’ve just described is extremely simple to implement, cost-effective, and profitable.

    CLICK HERE https://advanceleadgeneration.com to discover what Web Visitors Into Leads can do for your business, potentially converting up to 100X more eyeballs into leads today!

    Eric
    PS: Web Visitors Into Leads offers a FREE 14 days trial – and it even includes International Long Distance Calling.
    You have customers waiting to talk with you right now… don’t keep them waiting.
    CLICK HERE https://advanceleadgeneration.com to try Web Visitors Into Leads now.

    If you’d like to unsubscribe click here http://advanceleadgeneration.com/unsubscribe.aspx?d=bitcompact.com

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